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Credit score is a number that represents the creditworthiness of an individual. This number is calculated based on the credit report. The credit score ranges from a low 350 to a high 850. Credit score is one of the major factors used by the lenders for approving or disapproving a loan application. The higher the credit score, the better the chances of getting a loan. The credit score is calculated based on the credit report. The credit report has all the information that...
Good credit is something we all want, but not everyone has. A decent FICO assessment permits you to improve rates and set aside you cash. A strong score can open up doors to greater opportunities, including jobs, affordable housing, protection from identity theft, and approval for a passport. Contrary to popular belief, you don't need to have a high income to have good credit. You do, however, need to make a few financial moves, including responsible spending, paying your bills on time...
There is a big misconception about repairing credit. Many people think that you can only fix your credit by making payments on debts. However, it's important to understand that only payments and debt reductions will not make an impact on your score. You also need to take other actions to bring your credit to a healthy state. For example, if you have collections accounts, then you need to get rid of them. If you have bad credit, then you need to make sure that you do not have...
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